HEALTH INSURANCE
HEALTH SERVICES
Living a healthy stress-free life is every person's dream. A healthy family is a happy family. This is why we have medical insurance products designed to cover individuals and families. Our main products include: Inpatient cover is the core cover. With this, one is covered for; Pre-existing, Chronic, Congenital, HIV/AIDS-related conditions, cancer treatment, organ transplant, lodger fees, accidental dental/reconstructive surgery among many more others.
Main Features include:
Inpatient cover is the core cover.
With this, one is covered for; Pre-existing, Chronic, Congenital, HIV/AIDSrelated conditions, cancer treatment, organ transplant, lodger fees, accidental dental/reconstructive surgery among many more others.
Optional Benefits:
- Outpatient cover.
- Maternity cover.
- Dental & Optical Cover.
The cover also provides for enhanced benefits. This include:
- Cover for Pre-Existing, Chronic, Psychiatric, congenital and HIV/AIDS including related conditions.
- Countrywide Provider Network.
- Overseas inpatient referrals covered on credit under-listed hospitals.
- Cover for inpatient dental and optical treatment.
- Post hospitalization benefit.
- Funeral expenses benefit.
- Free Cover for Covid 19 and related expenses.
Who is eligible for the cover?
- Adults between the age of 18 years and 80 years.
- Children from Day 1 (Full term baby at 38 weeks) up to 17 years.
Maternity Cover
Children bring us happiness and blessings. As we prepared for our new bundle of joy, it is best that we cater to the mother’s health and conditions pre-birth. This is why we have a Maternity Cover that caters for:
- Normal delivery including professional fees, labour and recovery wards for all plans.
- Costs of delivery, and other related ailments and complications including ectopic pregnancies, miscarriage, etc.
- Caesarean section delivery including professional fees, labour and recovery wards.
Corporate Health
Insurance offers flexible tailor made corporate products for groups with ten (10) or more employees. The main benefit is a fully insured in-patient scheme.
Our main products include:
-Optional Riders:
-A fully insured outpatient scheme.
-A fully insured Dental and optical cover.
-A fully insured Maternity Cover.
-Last/Funeral expense cover.
-Excess of Loss Cover.
-Enhanced benefits:
-Cover for Pre-existing and chronic conditions.
-Opportunistic infections of HIV conditions.
Other benefits offered at a fee:
-Fund management / Scheme administration only.
Structure of Cover
Cover can be either on a:
-Per Family /shared limit. The family shares the cover on a first come first to claim basis until the limit is exhausted.
-Per person basis. Each member has own limit.
-Scheme Membership:
-All Permanent Employees, aged between 18 to 65 years.
-One Legal Spouse per principle member.
-Own or legally adopted child from 0 months (a term baby) to 18 years (or 23 Years for a child who is a fulltime school or college students
Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.
Burial insurance, also called final expense or funeral insurance, is a whole life policy that helps cover the costs of an individual’s final arrangements. It pays for expenses such as the memorial service, casket or urn, and burial or cremation.
Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad.
A critical illness plan is a policy that pays the insured a lump sum following the diagnosis of an illness covered under the plan. Critical-illness plans often cover diseases like cancer, organ transplant, heart attack, stroke, renal failure, and paralysis, among others. There is no coverage if you’re diagnosed with a disease that isn’t on the specific list for your plan, and the list of covered illnesses varies from one plan to another.
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Since 1996, Amro Insurance Company has been serving policyholders – protecting businesses, mitigating losses, defending claims .
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Amro Insurance Brokers Ltd has been serving policy holder protecting businesses, mitigating Travel Insurance for added peace of mind.
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