Indemnity to the insured against legal liability under Common Law, for claims first made against the insured in writing during the period of insurance, which the insured shall become legally liable to pay as compensation for damages and claimant’s cost and expenses of litigation as well as costs and expenses incurred by the insured with the company’s written consent.

Cover provided is bodily injury by accident or disease to employees of the insured caused on or after the retroactive date stated in the schedule within geographical limits and arising out of and in the course of employment by the insured in the Business and directly related to negligence on each of Common Law, or statutory duty by the Employer.

Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalization costs, cost of medicines or doctor consultation fees.

Burial insurance, also called final expense or funeral insurance, is a whole life policy that helps cover the costs of an individual’s final arrangements. It pays for expenses such as the memorial service, casket or urn, and burial or cremation. 

Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. 

A critical illness plan is a policy that pays the insured a lump sum following the diagnosis of an illness covered under the plan. Critical-illness plans often cover diseases like cancer, organ transplant, heart attack, stroke, renal failure, and paralysis, among others. There is no coverage if you’re diagnosed with a disease that isn’t on the specific list for your plan, and the list of covered illnesses varies from one plan to another.

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